Learning Goals
Students will be able to calculate and compare simple and compound interest for a monthly investment over time to show the cost of waiting.
Students will be able to interpret and represent the age-14-versus-age-25 investment case study to explain how starting early changes long-term wealth outcomes.
Students will be able to interview and synthesize information from a wealth advisor or bank youth outreach staff member to identify practical beginner saving and investing advice.
Students will be able to define the problem of limited financial education for ninth graders using user-centered evidence from peers, families, and partner feedback.
Students will be able to justify a student-friendly savings message or visual guide using calculations, interview insights, and feedback from authentic stakeholders.
Products
Cost of Waiting Research Brief and Personal Investment Prototype
Each student creates a concise research brief based on firsthand interview evidence and a one-page prototype that teaches the cost of waiting using the $20-a-month age-14 vs. age-25 case. The product must connect calculations, user needs, and a testable design idea for ninth graders.
Ninth-Grade Wealth-Building Campaign Kit and Higher-Fidelity Visual Case Study
Teams combine individual research and prototype ideas into a shared problem statement, a refined visual case study, and a polished student-friendly campaign or guide for authentic stakeholders. The final package should show how user feedback changed the solution and why the design works for ninth graders.
No rubric has been generated yet.